Insurance for the Visa Vice Community
J visa holders must have coverage that meets Department of State minimums: $100,000 medical per accident or illness, $25,000 repatriation of remains, $50,000 medical evacuation, and a deductible of $500 or less.
F and M visa holders have no federal requirement but may have school or program requirements. Most choose a plan that meets the J visa minimums. If your school gave you specific requirements, contact TaiAn and we'll help you find a match.
Plans that meet J, F and M requirements
| Plan B (TaiAn Patriot Exchange) — most popular | Plan S (TaiAn Exchange Select) — lowest cost | |
|---|---|---|
| Insurance provider | IMG (International Medical Group) | IMG (International Medical Group) |
| Network | UnitedHealthcare Options | UnitedHealthcare Options |
| Benefit per illness or injury | $50,000, $100,000, $250,000 or $500,000 | $50,000, $100,000, $250,000 or $500,000 |
| Lifetime maximum | Unlimited | Unlimited |
| Deductible | $100 per illness, or annual $0, $250 or $500 | $100 per illness, or annual $250 or $500 |
| Coinsurance | None | 20% in network, 30% out of network (U.S.) |
| Dependent child under 10 | Free with each insured parent | Free with each insured parent |
| Buy | Get a quote | Get a quote |
Individuals can join the TaiAn Group for a 10% discount.
After you apply online, IMG emails your confirmation within minutes. It links to your ID card and visa letter, which you can use to show your school or sponsor that you have qualifying insurance.
Other plans that meet your requirements
- IMG Patriot Exchange Program: similar to TaiAn Patriot Exchange, adds mental health benefits, costs more.
- IMG Student Health Advantage: built for stays of a year or more.
- IMG Student Health Advantage Platinum: higher benefits, includes maternity.